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Mirza Seraj Baig

Author

Mirza Seraj Baig

Founder and Editor · Dubai, United Arab Emirates

Mirza Seraj Baig is the founder and editor of FactFiled, the founder of Henry Club UAE, an independent advisory platform based in Dubai, and the founder of Henry Digital Hub, the company that publishes this site. He has written more than ninety published guides on UAE company formation, free-zone and mainland structuring, investor and residence visas, offshore structures and Dubai real estate, and he is the named author on the DIFC and ADGM company-formation sites his firm operates. That work rests on the habit FactFiled is built on: reading the rule, the fee schedule or the filing itself and turning it into practical steps with realistic expectations, rather than repeating what other sites say. At FactFiled he writes and edits every page from the primary document, runs the verification checklist before anything is published, keeps the trackers current on the schedule shown on each page, and is the person accountable for corrections. Pages on the Money, Settlements and Immigration desks are checked by the reviewers named on the masthead before they are published. He works from Dubai and makes publishing decisions on US Eastern time. Reach him through the newsroom addresses on the Contact page or on LinkedIn.

Credentials: Founder, Henry Club UAE · Author of more than 90 published guides on UAE business setup, visas and real estate

Beats: Reporting from official documents · Social Security and federal benefit notices · Product and food recalls · Class-action settlements and refunds · Layoffs and WARN notices · US immigration bulletins · UAE company formation and residence visas

· linkedin.com · henryclub.ae · difccompanyformation.com · adgmcompanyformation.com

Latest pages

41 published

SNAP rule changes: who is affected, and when

The 2025 law widened the work rule to age 64, narrowed the exception for parents, removed three exemptions and cut the list of eligible non-citizens. What each change says, when the states apply it, and the cost shift that begins on October 1, 2026.

ExplainerMirza Seraj Baig

August 2026 jobs report: 162,000 added

Payrolls grew five times the pace of the past year, June and July were revised up by 55,000 between them, and the unemployment rate held at 4.1 percent. The numbers from the Bureau of Labor Statistics release, and what was revised.

NoticeMirza Seraj Baig

When Social Security pays in October 2026

Six payment dates this month, two of them SSI, and a Saturday that moves the 3rd-of-the-month group to Friday. Every date from the Social Security Administration’s 2026 calendar, plus November for planning.

NoticeMirza Seraj Baig

October 2026 Visa Bulletin: what resets Oct. 1

The first bulletin of fiscal year 2027 is not out yet. Here is what the new year’s visa supply changes, what the State Department said to expect for India’s EB-2 and EB-5 queues, and what to check the day the charts appear.

NoticeMirza Seraj Baig

How WARN notices work

The federal WARN Act requires large employers to give written notice 60 days before a plant closing or mass layoff. The thresholds, the exceptions and the remedy, from the Labor Department’s own guide for workers.

ExplainerMirza Seraj Baig

AT&T throttling refunds: $5.6 million

Customers on unlimited plans had their speeds cut after a monthly threshold. The FTC is now paying people who never cashed the first check.

NoticeMirza Seraj Baig

Amazon Flex tips: $60.6 million returned

A third round of payments is going to drivers whose tips Amazon kept between 2016 and 2019, this time to people who never cashed the first check.

NoticeMirza Seraj Baig

Ring refunds: $5.4 million over privacy

The FTC says Ring let employees see customer videos and left accounts open to attackers. Payments are automatic for eligible account holders.

NoticeMirza Seraj Baig

Grubhub refunds: 640,038 payments

Drivers who were misled about earnings and diners locked out of their accounts are being paid automatically. Checks must be cashed within 90 days.

NoticeMirza Seraj Baig

University of Phoenix refunds pass $49M

The FTC said the university advertised job opportunities with employers it did not work with. A fourth round of payments is going to people who never cashed the first check.

NoticeMirza Seraj Baig

Handy gig workers get $2.7 million

The FTC and the New York Attorney General said the Angi-owned platform overstated earnings and charged workers fees and fines it did not properly explain.

NoticeMirza Seraj Baig

Kroger eggs recalled over Salmonella

The FDA has classified the recall of nearly 1.6 million dozen eggs as Class I. Check the Julian date and the plant code on the side of the carton.

NoticeMirza Seraj Baig

Two dressers recalled for tip-over

Gizoon and Alanca six-drawer dressers fail the mandatory stability standard for clothing storage units. Both offer refunds, and both are unsafe unless anchored.

NoticeMirza Seraj Baig

Skip Hop Elmo teethers recalled

About 22,660 Baby Sesame Street Elmo silicone teethers are recalled after four reports of the black eyes coming off. The refund comes as a gift card.

NoticeMirza Seraj Baig

Amana wall air conditioners recalled

A circuit on the control board can short and emit flames. About 4,633 units, mostly installed in hotels, apartment buildings and commercial spaces, with a full refund offered.

NoticeMirza Seraj Baig

How a vehicle recall remedy works

Once a safety recall is announced, the law gives the owner a free remedy from the manufacturer. NHTSA’s own guide sets out the obligation, its limits and the complaint route.

ExplainerMirza Seraj Baig

Baby product recalls: what to check

Cribs, bassinets, play yards and infant sleep products each have a mandatory federal standard, and recalls of children’s products follow a pattern. What to check in the nursery and how to read a CPSC notice for a child’s product.

ExplainerMirza Seraj Baig

CPSC recalls: how to get your refund

Every Consumer Product Safety Commission recall states a remedy: refund, repair or replacement. How the remedy is claimed, what the company can ask for, and what to do with the product.

ExplainerMirza Seraj Baig

How FDA recall classes work

The FDA sorts every recall it monitors into one of three classes by the harm the product could do. The definitions, in the agency’s own words, and how to read them on a notice.

ExplainerMirza Seraj Baig

What to do when your food is recalled

Two agencies recall food, and their notices tell you exactly which product, which lot and which states. The steps, in the order the agencies give them.

ExplainerMirza Seraj Baig