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Money & Benefits

Social Security and SSI payment dates and the COLA, IRS refund timing and tax-year figures, SNAP issuance and eligibility by state, student-loan changes, Medicare premiums and enrollment, VA pay and unemployment rules, with viral "stimulus check" claims checked against the documents.

Every figure on this desk is taken from the agency that sets it. The Social Security payment schedule gives every 2026 pay date by birthday, federal student loan interest rates carries this year’s figures and the formula that sets them, the 2027 COLA tracker carries the running arithmetic to the October 14 announcement, employer Trump account contributions covers the new $2,500 exclusion, and Medicare open enrollment explains what the October 15 to December 7 window does and does not let you change, with the Medicare Savings Programs income limits for anyone who cannot afford the premium.

Browse by topic: Social Security · Taxes

Sources we read: Social Security Administration · Internal Revenue Service · USDA Food and Nutrition Service and state SNAP agencies · Department of Education · Centers for Medicare & Medicaid Services · Department of Veterans Affairs · Federal Register. RSS feed.

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Agencies, programs and states on this desk

Latest

21 published

SSA retires its 1990 SSI rental subsidy ruling

The Social Security Administration rescinded a 1990 ruling on how rent below market value counts for SSI. A 2024 rule already applies the same policy everywhere, so nothing changes for recipients.

NoticeMirza Seraj Baig

Employer contributions to Trump accounts: the $2,500 rule

An employer can put up to $2,500 a year, tax-free, into an employee’s Trump account or a dependent’s. The IRS proposed the rules on August 11, 2026: the per-employee cap, the nondiscrimination test and why employers can already rely on it.

ExplainerMirza Seraj Baig

SSR 26-2p: how Social Security judges disability for young adults

A Social Security ruling that applies from October 1, 2026 sets out how SSA documents and evaluates disability for people aged 18 to about 25, from IEPs and school records to job placements, the age-18 SSI review and payments that continue during a program. It replaces SSR 11-2p.

ExplainerMirza Seraj Baig

Car loan interest deduction: the $10,000 cap and who qualifies

A deduction of up to $10,000 a year for interest on a loan for a new car assembled in the United States, for tax years 2025 through 2028, whether or not you itemize. The IRS final rules of September 8, 2026 settle what counts.

ExplainerMirza Seraj Baig

IRS Fresh Start: what the tax debt relief options actually are

"Fresh Start" is not an IRS program name. It is what advertisers call the payment plan and offer-in-compromise options the IRS has run for years. What each one actually requires, the real fee, and who genuinely qualifies to settle for less.

ExplainerMirza Seraj Baig

Marketplace open enrollment 2027: dates and deadlines

Open enrollment for 2027 Marketplace coverage runs November 1 to January 15. Enroll by December 15 for coverage starting January 1. What happens if you miss it, and the life events that reopen the window.

ExplainerMirza Seraj Baig

No tax on tips and overtime, explained

Both are capped deductions for four tax years, not an exemption from tax. What counts, the 71 occupations Treasury listed, the income limits, and the tax that still comes out of the check.

ExplainerMirza Seraj Baig

Medicare phone number, and who to call for what

One number covers claims, coverage and complaints, but not signing up. Which office answers which question, the hours, and what to have in front of you before you call.

ExplainerMirza Seraj Baig

SNAP rule changes: who is affected, and when

The 2025 law widened the work rule to age 64, narrowed the exception for parents, removed three exemptions and cut the list of eligible non-citizens. What each change says, when the states apply it, and the cost shift that begins on October 1, 2026.

ExplainerMirza Seraj Baig

When Social Security pays in October 2026

Six payment dates this month, two of them SSI, and a Saturday that moves the 3rd-of-the-month group to Friday. Every date from the Social Security Administration’s 2026 calendar, plus November for planning.

NoticeMirza Seraj Baig

How to file for unemployment

Unemployment insurance is run by the state where you worked under federal rules. The steps that apply everywhere, the parts that differ, and the figures that decide your weekly amount.

ExplainerMirza Seraj Baig

How to check a stimulus check claim

Every real federal payment has a law behind it and an IRS announcement in front of it. Here is how to test a claim against both in a few minutes, and how the scams that ride on these claims work.

ExplainerMirza Seraj Baig

Child tax credit 2026: $2,200 per child

The 2025 tax law made the larger credit permanent and set it at $2,200. What that means on a 2026 return, who qualifies, and why part of it arrives in late February.

ExplainerMirza Seraj Baig

How SNAP eligibility and payment dates work

Federal rules decide whether a household qualifies and how much it gets; the state decides the day. Here is the calculation as the Food and Nutrition Service describes it, with the fiscal-year 2026 figures.

ExplainerMirza Seraj Baig

Where's My Refund, explained

The 21-day figure is a typical case, not a promise. Here is what decides your refund date, what the tool can and cannot tell you, and when a delay is normal.

ExplainerMirza Seraj Baig

How the Social Security COLA is calculated

One formula in the Social Security Act, three months of price data, and a rounding rule decide the raise. Here it is worked through with the real numbers.

ExplainerMirza Seraj Baig