FactFiled
We read the filing so you don’t have to.

Topic

Layoffs

Layoffs by company and state from official documents.

A layoff becomes a public document twice. A company that commits to a workforce reduction has to tell the Securities and Exchange Commission within four business days on a Form 8-K under Item 2.05, and an employer covered by the WARN Act has to give 60 days of written notice to the state before a mass layoff or plant closing. This desk reads both, so the figures here come from what employers filed rather than from what they announced.

The two records rarely agree in timing. An 8-K names the percentage and the cost before anyone is told; a WARN notice names the site and the number of people weeks later. Between them they are the closest thing to a factual layoff record the United States produces.

What follows a layoff is on the same pages: what severance is negotiable, how long health coverage lasts and what it costs, how to file for unemployment in your state, and the deadlines that arrive in the first 30 days.

6 trackers and 9 pages filed under this topic.

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Everything filed under Layoffs

COBRA insurance: what it costs, and how long it lasts

COBRA keeps the health plan you already had, at the price your employer was really paying. What the 102 percent rule means in money, the 18 and 36 month limits, and the deadline that decides whether you have a cheaper option.

ExplainerMirza Seraj Baig

August 2026 jobs report: 162,000 added

Payrolls grew five times the pace of the past year, June and July were revised up by 55,000 between them, and the unemployment rate held at 4.1 percent. The numbers from the Bureau of Labor Statistics release, and what was revised.

NoticeMirza Seraj Baig

How to read an 8-K Item 2.05

When a public company decides on a restructuring that will cost it money, it has four business days to file an 8-K, and Item 2.05 is where the layoff, the headcount and the charges appear. How to find it and what each line means.

ExplainerMirza Seraj Baig

TScan Therapeutics cuts about 75%

The biotech paused enrollment in a Phase 3 study, reorganised around a preclinical program, and separately disclosed a Nasdaq listing notice.

NoticeMirza Seraj Baig

Zscaler cuts about 3% to fund AI work

The security company told the SEC it is reallocating resources to AI and growth initiatives, with charges of $30 million to $33 million.

NoticeMirza Seraj Baig

The Trade Desk cuts about 15% of staff

The advertising technology company told the SEC it will eliminate positions in an organisational realignment, with charges of $39 million to $51 million.

NoticeMirza Seraj Baig

Health insurance after a layoff

Losing job-based coverage opens two routes with the same deadline. What COBRA costs and how long it lasts, what a Marketplace special enrollment period offers, and how to compare them, from the Labor Department and HealthCare.gov.

ExplainerMirza Seraj Baig

Severance: what is negotiable

Federal law does not require severance pay, which is exactly why the offer comes with a contract. What the release means, which terms move, and the 60-day figure that WARN puts on the table.

ExplainerMirza Seraj Baig

The first 30 days after a layoff

Unemployment claims, health coverage, the severance paper, the retirement account and the tax withholding each have a clock. Here they are in sequence, with the document behind each.

ExplainerMirza Seraj Baig